A great difference lies between alternative living and eccentric living. As citizens in the kingdom of God we want to live in a way that demonstrates a genuine “third way” without veering off into eccentric overreactions. Living under the financial blessing of God, without adequate fleshly explanations for the provision, is such an alternative.
“Let your conduct be without covetousness; be content with such things as you have. For He Himself has said, ‘I will never leave you nor forsake you’” (Heb. 13:5-6).
In asking whether debt for a church is sin, let us begin with a couple of disclaimers. When this question is asked in this context, it reveals many assumptions about the nature of sin and financial responsibility. If someone were to splay his fingers on a concrete sidewalk so that he could whack each one with a hammer, we might try to stop him. But what if he asked, pointedly, “Would it be a sin to do it?” the answer would have to be, “Not necessarily.” To answer the question this way shows that debt is not neutral. In Scripture, debt is always something to be avoided if prudent.
That said, in the first place borrowing entrammels.